diff --git a/includes/admin/settings/class-wc-settings-checkout.php b/includes/admin/settings/class-wc-settings-checkout.php
index 9262e462c8e..8b00c2ef1af 100644
--- a/includes/admin/settings/class-wc-settings-checkout.php
+++ b/includes/admin/settings/class-wc-settings-checkout.php
@@ -361,14 +361,12 @@ class WC_Settings_Payment_Gateways extends WC_Settings_Page {
 		$wc_payment_gateways = WC_Payment_Gateways::instance();
 
 		if ( ! $current_section ) {
-			$settings = $this->get_settings();
-
 			// Prevent the T&Cs and checkout page from being set to the same page.
 			if ( isset( $_POST[ 'woocommerce_terms_page_id' ], $_POST[ 'woocommerce_checkout_page_id' ] ) && $_POST[ 'woocommerce_terms_page_id' ] === $_POST[ 'woocommerce_checkout_page_id' ] ) {
 				$_POST[ 'woocommerce_terms_page_id' ] = '';
 			}
 
-			WC_Admin_Settings::save_fields( $settings );
+			WC_Admin_Settings::save_fields( $this->get_settings() );
 			$wc_payment_gateways->process_admin_options();
 
 		} else {