diff --git a/includes/class-wc-checkout.php b/includes/class-wc-checkout.php
index 195c8c2d7e5..9a90cbef4c0 100644
--- a/includes/class-wc-checkout.php
+++ b/includes/class-wc-checkout.php
@@ -1155,7 +1155,7 @@ class WC_Checkout {
 
 				do_action( 'woocommerce_checkout_order_processed', $order_id, $posted_data, $order );
 
-				if ( WC()->cart->needs_payment() ) {
+				if ( $order->needs_payment() ) {
 					$this->process_order_payment( $order_id, $posted_data['payment_method'] );
 				} else {
 					$this->process_order_without_payment( $order_id );