diff --git a/src/app.js b/src/app.js
index 0f257dd..7dbe930 100644
--- a/src/app.js
+++ b/src/app.js
@@ -10,6 +10,7 @@ const multer    = require('multer');
 const session   = require('express-session');
 
 const db     = require('./db/database');
+const { seedLayoutFields } = require('./db/database');
 const { requireAuth, requireAdmin, canAccessAccount } = require('./middleware/auth');
 
 const app    = express();
@@ -191,64 +192,6 @@ app.delete('/api/account/:id', requireAdmin, (req, res) => {
   res.status(204).end();
 });
 
-// Default layout fields for manually-created accounts (no .mdb import).
-// Coordinates are in inches from the top-left of each check slot (8.5" × 3.5").
-// Field names for type 'Regular' must match the keys in pdfService.resolveFieldValue.
-function seedDefaultLayoutFields(accountId) {
-  const fields = [
-    // Company block — top left
-    { field_name: 'Company Name',  field_type: 'Regular', x_pos: 0.50, y_pos: 0.12, x_end_pos: 0, y_end_pos: 0, font_name: 'Helvetica-Bold', font_size: 10, font_bold: 1, field_text: null, line_thick: 1, visible: 1 },
-    { field_name: 'Company Name2', field_type: 'Regular', x_pos: 0.50, y_pos: 0.30, x_end_pos: 0, y_end_pos: 0, font_name: 'Helvetica',      font_size: 9,  font_bold: 0, field_text: null, line_thick: 1, visible: 1 },
-    { field_name: 'Company Name3', field_type: 'Regular', x_pos: 0.50, y_pos: 0.44, x_end_pos: 0, y_end_pos: 0, font_name: 'Helvetica',      font_size: 9,  font_bold: 0, field_text: null, line_thick: 1, visible: 1 },
-    { field_name: 'Company Name4', field_type: 'Regular', x_pos: 0.50, y_pos: 0.58, x_end_pos: 0, y_end_pos: 0, font_name: 'Helvetica',      font_size: 9,  font_bold: 0, field_text: null, line_thick: 1, visible: 1 },
-    // Check number — top right
-    { field_name: 'Check Number',  field_type: 'Regular', x_pos: 7.20, y_pos: 0.12, x_end_pos: 0, y_end_pos: 0, font_name: 'Helvetica-Bold', font_size: 10, font_bold: 1, field_text: null, line_thick: 1, visible: 1 },
-    // Date — upper right
-    { field_name: 'Date Label',    field_type: 'Text',    x_pos: 5.80, y_pos: 0.40, x_end_pos: 0, y_end_pos: 0, font_name: 'Helvetica',      font_size: 8,  font_bold: 0, field_text: 'DATE', line_thick: 1, visible: 1 },
-    { field_name: 'Date',          field_type: 'Regular', x_pos: 6.30, y_pos: 0.40, x_end_pos: 0, y_end_pos: 0, font_name: 'Helvetica',      font_size: 9,  font_bold: 0, field_text: null, line_thick: 1, visible: 1 },
-    // Pay to the order of
-    { field_name: 'Pay To Label',  field_type: 'Text',    x_pos: 0.30, y_pos: 0.82, x_end_pos: 0, y_end_pos: 0, font_name: 'Helvetica',      font_size: 7,  font_bold: 0, field_text: 'PAY TO THE ORDER OF', line_thick: 1, visible: 1 },
-    { field_name: 'Payee Name',    field_type: 'Regular', x_pos: 2.15, y_pos: 0.80, x_end_pos: 0, y_end_pos: 0, font_name: 'Helvetica',      font_size: 10, font_bold: 0, field_text: null, line_thick: 1, visible: 1 },
-    // Amount box
-    { field_name: 'Dollar Sign',   field_type: 'Text',    x_pos: 6.80, y_pos: 0.80, x_end_pos: 0, y_end_pos: 0, font_name: 'Helvetica',      font_size: 10, font_bold: 0, field_text: '$', line_thick: 1, visible: 1 },
-    { field_name: 'Amount',        field_type: 'Regular', x_pos: 6.95, y_pos: 0.80, x_end_pos: 0, y_end_pos: 0, font_name: 'Helvetica-Bold', font_size: 10, font_bold: 1, field_text: null, line_thick: 1, visible: 1 },
-    // Written amount
-    { field_name: 'Text Amount',   field_type: 'Regular', x_pos: 0.30, y_pos: 1.28, x_end_pos: 0, y_end_pos: 0, font_name: 'Helvetica',      font_size: 9,  font_bold: 0, field_text: null, line_thick: 1, visible: 1 },
-    { field_name: 'Dollars Label', field_type: 'Text',    x_pos: 6.30, y_pos: 1.28, x_end_pos: 0, y_end_pos: 0, font_name: 'Helvetica',      font_size: 8,  font_bold: 0, field_text: 'DOLLARS', line_thick: 1, visible: 1 },
-    // Bank info block
-    { field_name: 'Bank Information',  field_type: 'Regular', x_pos: 0.30, y_pos: 1.82, x_end_pos: 0, y_end_pos: 0, font_name: 'Helvetica', font_size: 8,  font_bold: 0, field_text: null, line_thick: 1, visible: 1 },
-    { field_name: 'Bank Transit Code', field_type: 'Regular', x_pos: 0.30, y_pos: 2.38, x_end_pos: 0, y_end_pos: 0, font_name: 'Helvetica', font_size: 7,  font_bold: 0, field_text: null, line_thick: 1, visible: 1 },
-    // Payee address — center window area (for windowed envelopes)
-    { field_name: 'Payee Address', field_type: 'Regular', x_pos: 3.50, y_pos: 1.82, x_end_pos: 0, y_end_pos: 0, font_name: 'Helvetica',      font_size: 9,  font_bold: 0, field_text: null, line_thick: 1, visible: 1 },
-    // Memo
-    { field_name: 'Memo Label',    field_type: 'Text',    x_pos: 0.30, y_pos: 2.82, x_end_pos: 0, y_end_pos: 0, font_name: 'Helvetica',      font_size: 7,  font_bold: 0, field_text: 'MEMO', line_thick: 1, visible: 1 },
-    { field_name: 'Memo',          field_type: 'Regular', x_pos: 0.72, y_pos: 2.82, x_end_pos: 0, y_end_pos: 0, font_name: 'Helvetica',      font_size: 9,  font_bold: 0, field_text: null, line_thick: 1, visible: 1 },
-    // Auth signature label
-    { field_name: 'Auth Signature Label', field_type: 'Text', x_pos: 5.00, y_pos: 3.14, x_end_pos: 0, y_end_pos: 0, font_name: 'Helvetica', font_size: 6,  font_bold: 0, field_text: 'AUTHORIZED SIGNATURE', line_thick: 1, visible: 1 },
-    // Lines
-    { field_name: 'Payee Line',       field_type: 'Line', x_pos: 2.10, y_pos: 1.00, x_end_pos: 6.70, y_end_pos: 1.00, font_name: 'Helvetica', font_size: 10, font_bold: 0, field_text: null, line_thick: 1, visible: 1 },
-    { field_name: 'Amount Box Top',   field_type: 'Line', x_pos: 6.75, y_pos: 0.70, x_end_pos: 8.30, y_end_pos: 0.70, font_name: 'Helvetica', font_size: 10, font_bold: 0, field_text: null, line_thick: 1, visible: 1 },
-    { field_name: 'Amount Box Left',  field_type: 'Line', x_pos: 6.75, y_pos: 0.70, x_end_pos: 6.75, y_end_pos: 1.05, font_name: 'Helvetica', font_size: 10, font_bold: 0, field_text: null, line_thick: 1, visible: 1 },
-    { field_name: 'Amount Box Bottom',field_type: 'Line', x_pos: 6.75, y_pos: 1.05, x_end_pos: 8.30, y_end_pos: 1.05, font_name: 'Helvetica', font_size: 10, font_bold: 0, field_text: null, line_thick: 1, visible: 1 },
-    { field_name: 'Text Amount Line', field_type: 'Line', x_pos: 0.30, y_pos: 1.48, x_end_pos: 6.30, y_end_pos: 1.48, font_name: 'Helvetica', font_size: 10, font_bold: 0, field_text: null, line_thick: 1, visible: 1 },
-    { field_name: 'Memo Line',        field_type: 'Line', x_pos: 0.68, y_pos: 3.00, x_end_pos: 4.00, y_end_pos: 3.00, font_name: 'Helvetica', font_size: 10, font_bold: 0, field_text: null, line_thick: 1, visible: 1 },
-    { field_name: 'Signature Line',   field_type: 'Line', x_pos: 5.00, y_pos: 3.10, x_end_pos: 8.20, y_end_pos: 3.10, font_name: 'Helvetica', font_size: 10, font_bold: 0, field_text: null, line_thick: 1, visible: 1 },
-  ];
-
-  const stmt = db.prepare(`
-    INSERT OR IGNORE INTO layout_fields
-      (account_id, field_name, field_text, font_name, font_size, font_bold,
-       field_type, line_thick, x_pos, y_pos, x_end_pos, y_end_pos, visible)
-    VALUES (?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?)
-  `);
-  db.transaction(() => {
-    for (const f of fields) {
-      stmt.run(accountId, f.field_name, f.field_text, f.font_name, f.font_size, f.font_bold,
-               f.field_type, f.line_thick, f.x_pos, f.y_pos, f.x_end_pos, f.y_end_pos, f.visible);
-    }
-  })();
-}
-
 // POST /api/account/setup (admin only — creates a new checking account)
 app.post('/api/account/setup', requireAdmin, (req, res) => {
   const {
@@ -291,7 +234,7 @@ app.post('/api/account/setup', requireAdmin, (req, res) => {
     logo_data:        logo_data || null,
   });
 
-  seedDefaultLayoutFields(result.lastInsertRowid);
+  seedLayoutFields(result.lastInsertRowid);
 
   res.status(201).json({ success: true, accountId: result.lastInsertRowid });
 });
diff --git a/src/db/database.js b/src/db/database.js
index 00af3d1..eb705aa 100644
--- a/src/db/database.js
+++ b/src/db/database.js
@@ -147,19 +147,8 @@ db.exec(`
   )
 `);
 
-// Migration: seed default layout fields for any account that has none.
-// Runs at every startup but INSERT OR IGNORE makes it idempotent.
-(function seedMissingLayoutFields() {
-  const accounts = db.prepare('SELECT id FROM account').all();
-  const countStmt = db.prepare('SELECT COUNT(*) AS n FROM layout_fields WHERE account_id = ?');
-  const insertStmt = db.prepare(`
-    INSERT OR IGNORE INTO layout_fields
-      (account_id, field_name, field_text, font_name, font_size, font_bold,
-       field_type, line_thick, x_pos, y_pos, x_end_pos, y_end_pos, visible)
-    VALUES (?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?)
-  `);
-
-  const defaultFields = [
+// Default layout fields used for seeding and migration.
+const DEFAULT_LAYOUT_FIELDS = [
     // Company block — top left
     { field_name: 'Company Name',  field_type: 'Regular', x_pos: 0.50, y_pos: 0.12, x_end_pos: 0, y_end_pos: 0, font_name: 'Helvetica-Bold', font_size: 10, font_bold: 1, field_text: null, line_thick: 1, visible: 1 },
     { field_name: 'Company Name2', field_type: 'Regular', x_pos: 0.50, y_pos: 0.30, x_end_pos: 0, y_end_pos: 0, font_name: 'Helvetica',      font_size: 9,  font_bold: 0, field_text: null, line_thick: 1, visible: 1 },
@@ -199,18 +188,42 @@ db.exec(`
     { field_name: 'Signature Line',    field_type: 'Line', x_pos: 5.00, y_pos: 3.10, x_end_pos: 8.20, y_end_pos: 3.10, font_name: 'Helvetica', font_size: 10, font_bold: 0, field_text: null, line_thick: 1, visible: 1 },
   ];
 
-  const seedAccount = db.transaction(accountId => {
-    for (const f of defaultFields) {
-      insertStmt.run(accountId, f.field_name, f.field_text, f.font_name, f.font_size, f.font_bold,
+function seedLayoutFields(accountId) {
+  const insert = db.prepare(`
+    INSERT OR IGNORE INTO layout_fields
+      (account_id, field_name, field_text, font_name, font_size, font_bold,
+       field_type, line_thick, x_pos, y_pos, x_end_pos, y_end_pos, visible)
+    VALUES (?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?)
+  `);
+  db.transaction(() => {
+    for (const f of DEFAULT_LAYOUT_FIELDS) {
+      insert.run(accountId, f.field_name, f.field_text, f.font_name, f.font_size, f.font_bold,
         f.field_type, f.line_thick, f.x_pos, f.y_pos, f.x_end_pos, f.y_end_pos, f.visible);
     }
-  });
+  })();
+}
 
-  for (const { id } of accounts) {
-    if (countStmt.get(id).n === 0) {
-      seedAccount(id);
+// Migration: reset all accounts to default layout (runs once, gated by settings key).
+// Replaces any .mdb-imported or legacy layout_fields with the clean default layout.
+if (!db.prepare("SELECT value FROM settings WHERE key = 'layout_reset_v1'").get()) {
+  const accounts = db.prepare('SELECT id FROM account').all();
+  db.transaction(() => {
+    for (const { id } of accounts) {
+      db.prepare('DELETE FROM layout_fields WHERE account_id = ?').run(id);
+      seedLayoutFields(id);
     }
+    db.prepare("INSERT OR REPLACE INTO settings (key, value) VALUES ('layout_reset_v1', '1')").run();
+  })();
+}
+
+// Migration: seed default layout fields for any account that has none (ongoing, idempotent).
+(function seedMissingLayoutFields() {
+  const accounts = db.prepare('SELECT id FROM account').all();
+  for (const { id } of accounts) {
+    const { n } = db.prepare('SELECT COUNT(*) AS n FROM layout_fields WHERE account_id = ?').get(id);
+    if (n === 0) seedLayoutFields(id);
   }
 })();
 
 module.exports = db;
+module.exports.seedLayoutFields = seedLayoutFields;
diff --git a/src/services/pdfService.js b/src/services/pdfService.js
index 9e1b1b0..8b74d08 100644
--- a/src/services/pdfService.js
+++ b/src/services/pdfService.js
@@ -138,7 +138,7 @@ function generateCheckPdf(account, checks, fields) {
 
       for (let slot = 0; slot < 3; slot++) {
       const check = checks[page * 3 + slot] || null;
-      const slotOriginY = slot * SLOT_HEIGHT_IN + (slot === 0 ? -0.25 : 0);
+      const slotOriginY = slot * SLOT_HEIGHT_IN;
 
       // Helper: convert inches (relative to slot) to PDF points (absolute page)
       const pt = (xIn, yIn) => ({